3 Hidden UPI Features That Can Make Your Payments Safer and Smarter
UPI is at the forefront of digital payments, but many of its clever features are unknown. With UPI, you can hide your real mobile number and create a unique UPI ID. You can create QR codes for fixed amounts, eliminating the need to repeatedly enter the amount. Setting UPI payment reminders can simplify payments.
Whenever digital payments are discussed, the first name that comes to mind is UPI. Sending and receiving money is not everything; today it has also incorporated many clever features that most people are unaware of. That's why a few select smart users know how to make their payment life safer and easier by taking advantage of these hidden features. Today, we're going to tell you about three such hidden features of UPI that can change your payment life completely.
Even today, many people share their real mobile numbers when using UPI, which can increase privacy risks manifold. However, UPI does have a feature to mask your real number.
To do this, you can set a random or unique UPI ID in your UPI app's settings, which will keep your mobile number secure. Now, you can share this unique UPI ID with others and receive payments using it.
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If you repeatedly receive the same amount from someone, such as rent, shop payments, or office collections, you don't need to disclose the amount each time. In UPI, you can also create a unique QR code by setting a fixed amount in advance.
As soon as the other person scans this QR, the amount will be pre-populated, and they can make the payment in just one click. To do this, go to your UPI profile and set the amount by clicking on the three dots in the top right while sharing the QR code.
UPI is no longer just a means of making payments, it's also become a smart payment manager. Many UPI apps now allow you to set payment reminders. If you need to send or receive a payment, you can set a specific reminder. By doing so, your phone will automatically send you a notification at the set time to remind you to send or receive money.