Delhi to Launch Lakshmi Yojana with Rs 2,500 Aid

Under the eligibility criteria, women aged between 21 and 60 years belonging to families with an annual income of up to Rs 2.5 lakh will qualify. Several categories of applicants have been excluded. Women who are income-tax payers, GST filers, government employees, or already receive financial assistance under other government schemes will not be eligible.

Families that own a four-wheeler, consume more than 2,400 units of electricity annually, or have members employed in government departments or Public Sector Undertakings will also be excluded. In addition, women with more than three living children and those with a criminal record will not qualify for the benefits.

The scheme offers beneficiaries two options for receiving the assistance. Under the first option, Rs 1,500 will be deposited every month into a recurring deposit or fixed deposit account, while the remaining Rs 1,000 will be credited to a Central Bank Digital Currency (CBDC) wallet for approved essential purchases. Alternatively, beneficiaries may choose to receive the entire monthly amount of Rs 2,500 directly into a recurring deposit or fixed deposit account.

Beyond direct financial support, the Delhi Lakshmi Yojana seeks to promote wider social welfare objectives. These include encouraging school enrolment, creation of APAAR and ABHA IDs, ensuring timely vaccination, registration on the POSHAN Tracker, participation in campaigns such as ‘Ek Ped Maa Ke Naam’ and the Swachh Bharat Abhiyan, and motivating women to join self-help groups and skill development programmes.

Applications will be processed through the dedicated Delhi Lakshmi Yojana portal. District-level committees will scrutinise applications, grant approvals and address grievances to ensure transparent and efficient implementation of the scheme.