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Big Change in UPI Rules: Payments via PhonePe, Google Pay, Paytm to Require Two-Step Verification
A major change in UPI rules has come into effect for digital payment users from April 1, 2026. The RBI has mandated two-step verification to ensure secure UPI transactions. Now, along with the UPI PIN, verification will also be required via OTP, fingerprint, or face unlock.
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“Big Change in UPI Rules: Payments via PhonePe, Google Pay, Paytm to Require Two-Step Verification”
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en.sangritimes.com
1 Apr 2026
Something big is going to change from today, i.e., April 1, 2026, for all the digital payment users in the country. If you are a user of UPI-based payment apps like PhonePe, Google Pay, or Paytm, then the news is very important to you.
The Reserve Bank of India (RBI) has initiated a new rule from today, which will make the payment via UPI apps more secure. Now, the payment will not be completed just by entering the UPI PIN.
According to the new rule that came into effect today, two-factor authentication (2FA) has been made mandatory for all UPI payments. This means that while you'll need to enter your UPI PIN as before, you'll also need to complete another verification step.
