Buy Volkswagen Virtus Automatic with a down payment of Rs 2 lakh; Know EMI charges

Car Finance Plan Volkswagen offers the Volkswagen Virtus as a mid-size sedan. If you are also planning to bring this car home by buying the base variant with an automatic transmission. So, after making a down payment of Rs 2 lakh, how much EMI can be paid every month to bring this car home. Let's know.

Sun, 06 Jul 2025 07:28 PM (IST)
Buy Volkswagen Virtus Automatic with a down payment of Rs 2 lakh; Know EMI charges
Buy Volkswagen Virtus Automatic with a down payment of Rs 2 lakh; Know EMI charges

One of the leading German vehicle manufacturers, Volkswagen, offers Virtus for sale in the sedan segment in the Indian market. If a down payment of Rs 2 lakh is made to buy the automatic base variant of this mid-size sedan car offered by the company, then how much EMI will have to be paid every month? 

Volkswagen is providing Highline AT as the starting version of Virtus. The company is launching the automatic base version of this mid-size sedan car for sale at an ex-showroom price of Rs 14.88 lakh. If it is purchased in Delhi, then aside from the ex-showroom price of Rs 14.88 lakh, registration and insurance also need to be done on it. To purchase this car, you will have to pay a registration tax of approximately Rs 1.55 thousand and approximately Rs 37 thousand for insurance. Besides this, TCS of approximately Rs 30 thousand and other expenses will also have to be paid on it. After which, the on-road price of the car in Delhi is Rs 16.99 lakh.

If you buy the base variant, Highline AT of Volkswagen Virtus, then the bank will finance it at the ex-showroom price only. In such a situation, after making a down payment of Rs 2 lakh, you will have to finance an amount of about Rs 14.99 lakh from the bank. If you are given Rs 14.99 lakh for seven years with nine percent interest from the bank, then you will have to pay an EMI of only Rs 24126 every month for the next seven years.

If you take a car loan of Rs 14.99 lakh from the bank for seven years with an interest rate of nine percent, then you will have to pay an EMI of Rs 24126 every month for seven years. In such a situation, in seven years, you will pay around Rs 5.27 lakh as interest for the base variant Highline AT of Volkswagen Virtus. After which the total price of your car, including ex-showroom, on-road, and interest, will be around Rs 22.26 lakh.

Volkswagen brings Virtus to the mid-size sedan segment. In this segment, it competes directly with cars like the Skoda Slavia, Hyundai Verna, and Honda City.

Muskan Kumawat Muskan Kumawat is a Journalist & Content Writer at Sangri Times English, covering a wide range of topics, including news, entertainment, and trending stories. With a strong passion for storytelling and in-depth reporting, she delivers engaging and informative content to readers.