Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana Cancer Cover Could Rise to ₹25 Lakh, Study Suggests
The Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana (AYPY) has proven to be a significant benefit to cancer patients. A FinCAN study has proposed increasing the annual limit of ₹5 lakh for cancer treatment to a revolving ceiling of ₹25 lakh for five years, and an additional top-up of ₹10 lakh for critically ill patients.
Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana (AYPY) has become a lifesaver for cancer patients. The study by FinCAN, led by Dr. Abhishek Shankar of AIIMS Delhi, says we need to make major policy changes because cancer treatment is a costly affair.
The present limit is ₹5 lakhs every year. This has been proposed to be increased to a revolving fund of ₹25 lakhs for five years. This would allow patients to receive more money during the initial years of treatment. There is also a proposal to give an additional top-up of ₹10 lakhs to patients with advanced cancer.
Currently, diagnostics accounts for only three percent of the total cost, often falling outside the scope of the scheme. The study advocates integrating screening and diagnostics with the National Health Mission's Health and Wellness Centers.