Key Highlights:
- 18.77 lakh houses approved so far: Approvals under PMAY-U 2.0 are nearing the 20-lakh mark, marking steady progress toward "Housing for All."
- 92% allotted to women: Of the sanctioned houses, 17.19 lakh have gone to women beneficiaries.
- Multiple housing solutions offered: The scheme allows beneficiaries to construct, purchase, rent affordably, or avail interest subsidies based on their needs and eligibility.
- Over 1.25 crore houses sanctioned overall: Combined with the original PMAY-U, more than 1 crore houses have already been completed and delivered.
- Focus on vulnerable groups: 1.80 lakh houses allotted to senior citizens, alongside 3.25 lakh for SC, 1.02 lakh for ST, and 8.22 lakh for OBC beneficiaries.
New Delhi: The approvals under the Pradhan Mantri Awas Yojana–Urban 2.0 (PMAY-U 2.0) are set to reach the 20-lakh milestone soon, according to the government.
With a total of 18.77 lakh houses approved so far, the scheme is steadily expanding access to safe, affordable and pucca homes.
These approvals mark a significant step towards 'Housing for All', enabling more urban families to move closer to owning a secure home and building a better future, according to an official statement.
The Ministry of Housing and Urban Affairs (MoHUA) has approved a total of 18.77 lakh houses under the PMAY-U 2.0, giving further impetus to the implementation of the scheme and accelerating progress towards 'Housing for All' in urban areas.
92% Of Approved Houses Allotted To Women
Of the 18.77 lakh houses sanctioned under PMAY-U 2.0, 17.19 lakh houses (92 per cent) have been allotted to women.
Satendra Singh, Secretary, Department of Urban Development, MoHUA, said that concerted efforts towards the timely and effective implementation and monitoring of PMAY-U 2.0 should be ensured so that the benefits of the scheme reach all eligible beneficiaries.
He further added that any bottlenecks should be promptly identified and addressed in consultation with the states/UTs.
How The Scheme Works
PMAY-U 2.0 seeks to provide housing assistance to eligible urban EWS/LIG and MIG families through its different verticals.
Understanding EWS, LIG And MIG Categories: These are income-based categories used by the government to determine housing scheme eligibility — EWS (Economically Weaker Section) covers the lowest income bracket, LIG (Low Income Group) the next tier, and MIG (Middle Income Group) covers moderate earners. Structuring the scheme around these categories ensures the housing assistance — whether it's a subsidy, a rental option, or a purchase scheme — is matched to what each income group can realistically afford and needs most.
According to the government, under the scheme, beneficiaries can construct their own pucca house, purchase a house in projects constructed under the scheme, avail affordable rental housing, or benefit from interest subsidy on eligible housing loans, providing a range of housing solutions suited to their needs, eligibility and financial circumstances.
Building On PMAY-U's Legacy
PMAY-U 2.0 builds on the sustained progress made under PMAY-U.
Overall, under PMAY-U and PMAY-U 2.0, more than 1.25 crore houses have been sanctioned and over 1 crore houses completed and delivered to beneficiaries.
Focus On Vulnerable Sections
To ensure inclusivity and extend the benefits of the scheme to vulnerable sections of society, 1.80 lakh houses have been allotted to senior citizens.
About 3.25 lakh houses have been sanctioned for SC beneficiaries, 1.02 lakh for ST beneficiaries and 8.22 lakh for OBC beneficiaries.
Key Highlights:
- 18.77 lakh houses approved so far: Approvals under PMAY-U 2.0 are nearing the 20-lakh mark, marking steady progress toward "Housing for All."
- 92% allotted to women: Of the sanctioned houses, 17.19 lakh have gone to women beneficiaries.
- Multiple housing solutions offered: The scheme allows beneficiaries to construct, purchase, rent affordably, or avail interest subsidies based on their needs and eligibility.
- Over 1.25 crore houses sanctioned overall: Combined with the original PMAY-U, more than 1 crore houses have already been completed and delivered.
- Focus on vulnerable groups: 1.80 lakh houses allotted to senior citizens, alongside 3.25 lakh for SC, 1.02 lakh for ST, and 8.22 lakh for OBC beneficiaries.
New Delhi: The approvals under the Pradhan Mantri Awas Yojana–Urban 2.0 (PMAY-U 2.0) are set to reach the 20-lakh milestone soon, according to the government.
With a total of 18.77 lakh houses approved so far, the scheme is steadily expanding access to safe, affordable and pucca homes.
These approvals mark a significant step towards 'Housing for All', enabling more urban families to move closer to owning a secure home and building a better future, according to an official statement.
The Ministry of Housing and Urban Affairs (MoHUA) has approved a total of 18.77 lakh houses under the PMAY-U 2.0, giving further impetus to the implementation of the scheme and accelerating progress towards 'Housing for All' in urban areas.
92% Of Approved Houses Allotted To Women
Of the 18.77 lakh houses sanctioned under PMAY-U 2.0, 17.19 lakh houses (92 per cent) have been allotted to women.
Satendra Singh, Secretary, Department of Urban Development, MoHUA, said that concerted efforts towards the timely and effective implementation and monitoring of PMAY-U 2.0 should be ensured so that the benefits of the scheme reach all eligible beneficiaries.
He further added that any bottlenecks should be promptly identified and addressed in consultation with the states/UTs.
How The Scheme Works
PMAY-U 2.0 seeks to provide housing assistance to eligible urban EWS/LIG and MIG families through its different verticals.
Understanding EWS, LIG And MIG Categories: These are income-based categories used by the government to determine housing scheme eligibility — EWS (Economically Weaker Section) covers the lowest income bracket, LIG (Low Income Group) the next tier, and MIG (Middle Income Group) covers moderate earners. Structuring the scheme around these categories ensures the housing assistance — whether it's a subsidy, a rental option, or a purchase scheme — is matched to what each income group can realistically afford and needs most.
According to the government, under the scheme, beneficiaries can construct their own pucca house, purchase a house in projects constructed under the scheme, avail affordable rental housing, or benefit from interest subsidy on eligible housing loans, providing a range of housing solutions suited to their needs, eligibility and financial circumstances.
Building On PMAY-U's Legacy
PMAY-U 2.0 builds on the sustained progress made under PMAY-U.
Overall, under PMAY-U and PMAY-U 2.0, more than 1.25 crore houses have been sanctioned and over 1 crore houses completed and delivered to beneficiaries.
Focus On Vulnerable Sections
To ensure inclusivity and extend the benefits of the scheme to vulnerable sections of society, 1.80 lakh houses have been allotted to senior citizens.
About 3.25 lakh houses have been sanctioned for SC beneficiaries, 1.02 lakh for ST beneficiaries and 8.22 lakh for OBC beneficiaries.