Key Highlights

• Progress: J&K has installed 46,133 residential rooftop solar units, 55.24% of its target of 83,500 by March 31, 2027.
• Ahead of India: The national progress stands at 50.80%.
• Capacity: Total rooftop solar capacity in J&K has reached 165.24 MW.
• Subsidies paid: ₹344.14 crore from the Centre and ₹13 crore from the UT have reached beneficiaries.
• Key hurdle: A high rate of bank loan rejections is slowing installations.

Jammu and Kashmir has installed more than 46,000 residential rooftop solar units under the PM Surya Ghar Muft Bijli Yojana, officials said at a review meeting chaired by Chief Secretary Atal Dulloo.

"J&K has achieved 55.24 per cent of its target under PM Surya Ghar, with 46,133 residential rooftops installed against the UT target of 83,500 installations by March 31, 2027. The achievement is higher than the national progress of 50.80 per cent," said Additional Chief Secretary, Power Development Department, Ashwani Kumar.

Region-Wise Progress

That works out to an average of about 3.6 kW per household.

Why It Matters: The Remaining Gap Is Steep

J&K is ahead of the national average, but the remaining task is large. To meet its target, it needs about 37,400 more installations in under six months, roughly 6,200 a month. That is a demanding pace given the bottlenecks officials flagged.

The biggest of these is finance. The Chief Secretary noted a high rejection rate of bank loans and directed power distribution companies to take up all rejected cases with the banks concerned. He also asked officials to address vendor availability, metering and faster execution of power purchase agreements.

For families who want rooftop solar but cannot pay upfront, loan approval is often the deciding factor. Fixing it could make the difference between meeting and missing the 2027 target.

Government Buildings: On Track

The solarisation of government buildings is moving steadily. Of a target of 12,994 buildings, 8,850 (about 68%) have been solarised, with 95.64 MW of capacity. The remaining 4,144 are in the pipeline: materials have reached 1,300 buildings, 943 sites are under active implementation, and surveys are underway for 1,901 more.

About the Scheme

PM Surya Ghar Muft Bijli Yojana aims to help 1 crore households install rooftop solar, with eligible households receiving up to 300 units of free electricity a month. The Centre has approved ₹75,021 crore for the scheme, and subsidies are credited directly to beneficiaries' bank accounts based on system capacity.

What Households Should Do

• Apply through the national PM Surya Ghar portal or your power distribution company.
• Check eligibility for collateral-free loans offered through banks under the scheme.
• If your loan is rejected, contact your discom, which has been directed to take up rejected cases with banks.

The Bottom Line

J&K has moved faster than most of India on rooftop solar, but the last stretch will be the hardest. Clearing bank loan hurdles could decide whether the UT reaches its 83,500 target by March 2027.

With inputs from IANS.

Key Highlights

• Progress: J&K has installed 46,133 residential rooftop solar units, 55.24% of its target of 83,500 by March 31, 2027.
• Ahead of India: The national progress stands at 50.80%.
• Capacity: Total rooftop solar capacity in J&K has reached 165.24 MW.
• Subsidies paid: ₹344.14 crore from the Centre and ₹13 crore from the UT have reached beneficiaries.
• Key hurdle: A high rate of bank loan rejections is slowing installations.

Jammu and Kashmir has installed more than 46,000 residential rooftop solar units under the PM Surya Ghar Muft Bijli Yojana, officials said at a review meeting chaired by Chief Secretary Atal Dulloo.

"J&K has achieved 55.24 per cent of its target under PM Surya Ghar, with 46,133 residential rooftops installed against the UT target of 83,500 installations by March 31, 2027. The achievement is higher than the national progress of 50.80 per cent," said Additional Chief Secretary, Power Development Department, Ashwani Kumar.

Region-Wise Progress

That works out to an average of about 3.6 kW per household.

Why It Matters: The Remaining Gap Is Steep

J&K is ahead of the national average, but the remaining task is large. To meet its target, it needs about 37,400 more installations in under six months, roughly 6,200 a month. That is a demanding pace given the bottlenecks officials flagged.

The biggest of these is finance. The Chief Secretary noted a high rejection rate of bank loans and directed power distribution companies to take up all rejected cases with the banks concerned. He also asked officials to address vendor availability, metering and faster execution of power purchase agreements.

For families who want rooftop solar but cannot pay upfront, loan approval is often the deciding factor. Fixing it could make the difference between meeting and missing the 2027 target.

Government Buildings: On Track

The solarisation of government buildings is moving steadily. Of a target of 12,994 buildings, 8,850 (about 68%) have been solarised, with 95.64 MW of capacity. The remaining 4,144 are in the pipeline: materials have reached 1,300 buildings, 943 sites are under active implementation, and surveys are underway for 1,901 more.

About the Scheme

PM Surya Ghar Muft Bijli Yojana aims to help 1 crore households install rooftop solar, with eligible households receiving up to 300 units of free electricity a month. The Centre has approved ₹75,021 crore for the scheme, and subsidies are credited directly to beneficiaries' bank accounts based on system capacity.

What Households Should Do

• Apply through the national PM Surya Ghar portal or your power distribution company.
• Check eligibility for collateral-free loans offered through banks under the scheme.
• If your loan is rejected, contact your discom, which has been directed to take up rejected cases with banks.

The Bottom Line

J&K has moved faster than most of India on rooftop solar, but the last stretch will be the hardest. Clearing bank loan hurdles could decide whether the UT reaches its 83,500 target by March 2027.

With inputs from IANS.